Dear Funding Partners and Investors,

At MCA.AI, our mission is to help you identify and fund the strongest, most reliable borrowers in today’s market—efficiently, transparently, and responsibly.

Our platform uses AI-driven borrower profiling, allowing you to review complex financial information in minutes instead of hours. With AI-generated summaries, bank statement analysis, and direct client insights, MCA.AI streamlines your decision-making process while saving valuable time.

We also prioritize compliance and borrower education. Every borrower is required to acknowledge and understand their financial responsibilities, including the consequences of accepting funding beyond their means. This important step helps reduce defaults and legal risks.

• Proactive Bank Monitoring: Instant alerts if a client’s balance drops below a set threshold or if unusual deposits occur—borrowers are required to provide explanations for these events.
• Human + AI Insights: We treat bank statements as financial narratives. Combining AI analysis with direct client input ensures you get both depth and clarity.
• Response Time Tracking: We monitor how long clients take to complete requested actions, offering an additional layer of borrower reliability data.
• Behavioral Statistics: Our data highlights trends—for instance, borrowers who engage earlier in the week or early in the day show stronger performance, while frequent, last-minute communication can signal risk. These insights help you make more informed funding decisions.
• Interactive AI Features: MCA.AI offers an engaging, user-friendly experience through live avatars and real-time notifications, providing alternative and visual ways to understand borrower profiles.

We are committed to helping you fund with confidence, providing the tools and insights needed to connect with qualified borrowers while protecting your investment.

We value our partnership and look forward to growing alongside you.

Kind regards,
The MCA.AI Team